Take-Home Salary Calculator
Break an annual CTC into monthly in-hand after PF, professional tax and income tax.
Assumes: employer & employee PF at 12% of basic (capped at ₹1,800/month), gratuity 4.81% of basic, professional tax ₹2,400/year, income tax under the new regime (FY 2025-26) with the ₹75,000 standard deduction. Your actual payslip will vary with allowances and company policy.
Estimated monthly in-hand
- Gross salary (CTC − employer PF − gratuity)
- Less: employee PF
- Less: professional tax
- Less: income tax (incl. cess)
- Net annual in-hand
This calculator gives an indicative estimate for general guidance only. Actual figures depend on your full financial position and current law. For a precise assessment, talk to an SNB advisor.
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